{"product_id":"9781621538349","title":"Maximize Your Retirement: The Only Book You'll Ever Need to Retire Prosperous and Worry Free","description":"\u003ctable\u003e\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd style=\"\"\u003e\u003cstrong\u003eAuthor\/Contributor(s):\u003c\/strong\u003e\u003c\/td\u003e\n\u003ctd style=\"\"\u003eOh, Jae\u003cbr\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd style=\"\"\u003e\u003cstrong\u003ePublisher:\u003c\/strong\u003e\u003c\/td\u003e\n\u003ctd\u003eAllworth\u003cbr\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd style=\"\"\u003e\u003cstrong\u003eDate:\u003c\/strong\u003e\u003c\/td\u003e\n\u003ctd\u003e10\/6\/2026\u003cbr\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd style=\"\"\u003e\u003cstrong\u003eBinding:\u003c\/strong\u003e\u003c\/td\u003e\n\u003ctd style=\"\"\u003ePaperback\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd style=\"\"\u003e\u003cstrong\u003eCondition:\u003c\/strong\u003e\u003c\/td\u003e\n\u003ctd style=\"\"\u003eNEW\u003cbr\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\u003c\/table\u003e\u003cb\u003eYou didn’t spend decades saving just to guess your way through the next 30 years.\u003c\/b\u003e\u003cbr\u003e\u003cbr\u003eIn \u003ci\u003eMaximize Your Retirement\u003c\/i\u003e, Jae W. Oh gives readers the integrated playbook the fragmented financial industry was never built to provide. Most financial guidance is delivered in lanes—investments here, insurance there, taxes somewhere else—but real retirement decisions collide inside one household. This book shows how Social Security, Medicare, IRMAA, Roth conversions, ACA subsidies, RMDs, SECURE Act rules, healthcare costs, and family priorities actually interact—and how to coordinate them into a plan that survives real life, not just a spreadsheet.\u003cbr\u003e\u003cbr\u003eInside, readers will learn how to:\u003cbr\u003e\u003cul\u003e\n\u003cli\u003eBuild an income base they cannot outlive, using the six cash-flow pillars that matter more than rate of return \u003c\/li\u003e\n\u003cli\u003eAvoid costly mistakes hiding in Medicare timing, IRMAA surcharges, ACA subsidies, and mishandled Roth conversions \u003c\/li\u003e\n\u003cli\u003eMove beyond the outdated 4 Percent Rule with the Tiered Conversion Framework, a smarter way to turn savings into sustainable income \u003c\/li\u003e\n\u003cli\u003eDecode the Five Big Risks of retirement: longevity, sequence, health, policy, and behavioral risk \u003c\/li\u003e\n\u003cli\u003eProtect heirs from the SECURE Act tax traps affecting inherited retirement accounts \u003c\/li\u003e\n\u003cli\u003eAsk sharper questions that distinguish real guidance from account management \u003c\/li\u003e\n\u003cli\u003eKnow when DIY planning works—and when it quietly breaks down \u003c\/li\u003e\n\u003c\/ul\u003e\u003cbr\u003eWritten for people approaching retirement, already retired, or beginning to think seriously about their financial future, \u003ci\u003eMaximize Your Retirement\u003c\/i\u003e is not a one-size-fits-all checklist. It is a durable way to think, helping readers avoid costly mistakes, evaluate advice more confidently, and understand what their money is actually for: the confidence to spend, give, protect loved ones, and live the retirement they worked so hard to reach.","brand":"Allworth","offers":[{"title":"Default Title","offer_id":46063274754303,"sku":"9781621538349","price":17.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0452\/0886\/2873\/files\/9781621538349_s600x595.jpg?v=1777650960","url":"https:\/\/massivebookshop.com\/de\/products\/9781621538349","provider":"MASSIVE BOOKSHOP","version":"1.0","type":"link"}